Tendd Hi, Emma
Title - kept so the screen still reads as Alerts even on a load error

Alerts

Error state - quiet, non-alarming, with a retry and a way back

We could not load your alerts

Nothing is wrong with your money, we just could not reach your alerts right now. Give it another try, or head back to your subscriptions.

Try again Back to your subscriptions

Main action: try again (re-runs the fetch, the loading state). Back to your subscriptions is the second way out, so this is never a dead end.